Pet Insurance

Most pet parents don’t have or aren’t fully prepared to take on the costs of care for their pet’s unexpected injury or illness. In the case of one-time procedures, costs can rack up to thousands of dollars. For the development of an unexpected chronic illness, the thousands of more dollars can be spent over the course of several years! These situations would put a strain on any budget-but there is a way to prevent it. With pet insurance, unexpected illnesses and injuries can be covered, and many insurance companies pay up to 90% of costs.

Choosing the Best Insurance Plan for You & Your Pet

At Scarborough Animal Hospital, we accept many different insurance plans, which gives you the flexibility to choose the best plan for you and your pet.

Tips for Choosing a Pet Insurance Plan:

• Consider the kind of plan you want. Many plans cover the unexpected, such as newly developed conditions and any injuries. Yet, some are accident-only, while others cover routine preventative care costs, too! Do your research to find the best plan for you
• Think about how you’d like to be reimbursed. Pet insurance companies often reimburse you in one of two ways: either they pay you a percentage of your pet’s invoice, or they pay you a set amount for every new condition (and this set amount usually resets each year).
• Research what is and isn’t covered. Make sure you fully understand what is and isn’t covered before you commit to a plan. That way, there will be no surprises in the future, and it’ll help you budget more precisely.

A Glimpse at Two Popular Insurance Companies

To help you begin your search, we’ve listed two popular insurance companies and what they offer:

Trupanion

• Provides one plan only that covers all unexpected illnesses and injuries
• Choose what you pay for your monthly premium on a sliding scale that adjusts with your deductible and coverage
• Receive up to 90% in reimbursements, after you deductible has been reached.

Nationwide

• Choose from several plans that range from unexpected illnesses and injury to those that cover routine preventative care, too
• Qualify for discounts if you have more than one pet, or if you also have car or home insurance with Nationwide
• Receive up to 90% reimbursements, depending on your plan’s policy

Pet Insurance in Scarborough, ME

If you have questions about pet insurance, please reach out to us at (207) 883-4412! We’ll be happy to help you make the best decision for you and your pet!

For more options, check out Pawlicy.